Virtual cards

A card.
Your signature.

Design the card experience. Your licensed issuer issues the cards and makes authorisation decisions.

Card design and issuer controls.

Card programmes in your design.

Card faces and names per programme.

Spending rules.

Limits by amount, merchant category and country, applied by your issuer.

Freeze and replace.

Request a freeze or a replacement from your issuer in one call.

Every event, as it happens.

Authorisation events from your issuer's processor reach your systems.

Explore all capabilities

Everything in this product

Look for what you need.

14
  • Card programmes in your design.

    Card faces and names per programme.

    Software
  • Spending rules.

    Limits by amount, merchant category and country, applied by your issuer.

    Software
  • Freeze and replace.

    Request a freeze or a replacement from your issuer in one call.

    Software
  • Every event, as it happens.

    Authorisation events from your issuer's processor reach your systems.

    Software
  • One REST API.

    One interface for every product.

    Integration
  • Test before launch.

    A sandbox for your integration before you go live.

    Integration
  • Card faces in your brand.

    Your pattern and colour for each card programme.

    Integration
  • Card replacement.

    Send one replacement request to your issuer.

    Integration
  • Encryption.

    Encryption in transit and at rest.

    Controls
  • Card tokenisation.

    The software replaces card data with tokens.

    Controls
  • Monitoring and audit logs.

    Live alerts and a record of changes.

    Controls
  • Cloud hosting.

    An active-active architecture.

    Controls
  • A named engineer.

    A named engineer from the first call.

    Integration
  • Telegram support.

    Support in Telegram.

    Integration
Roles and responsibilities

Who holds what

The money never passes through us.

I am

A licensed institution

Who holds what, by responsibility
CustomerQasr Al Hamsa softwareYou, the licensed institutionYou
Card design and rulesCustomerInstructions and recordsYour licensed issuerYou
Card number and PINCustomerNeverYour licensed issuerYou
Authorisation decisionCustomerNeverYour licensed issuerYou
MoneyCustomerNeverYour licensed issuerYou
You
the licensed issuer. You issue on your card network membership and own the cardholder.
Your licensed partner
you.
Qasr Al Hamsa software
card designs, rule sets, requests to your processor, event delivery.

A brand with a licensed partner

Who holds what, by responsibility
CustomerQasr Al Hamsa softwareYour licensed issuerYou
Card design and rulesCustomerInstructions and recordsYour licensed issuerYou
Card number and PINCustomerNeverYour licensed issuerYou
Authorisation decisionCustomerNeverYour licensed issuerYou
MoneyCustomerNeverYour licensed issuerYou
You
design the programme and its rules inside your issuer's programme.
Your licensed issuer
issues and runs the cards on its card network membership, holds the licence and the cardholder relationship.
Qasr Al Hamsa software
card designs, rule sets, requests to your issuer, event delivery.

Let’s talk

What are you building?

A named engineer from the first call. Support in Telegram.

Compose email

Opens a draft in your email app.

How you connect

  1. Write to us
  2. Connect your issuer
  3. Launch the programme